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Facilities for finance

In order to provide the required capital, Parsian bank offers facilities in the form of Mozarebeh contract. Mozarebeh is a contract according to which one party (the owner) pledges to provide the capital provided that the other party (the executive) engages in commercial transaction and both parties share the profits.

Conditions

Requirements for the applicant

Creditworthiness in the banking system of the country

Considerable flow of money in a current account in Parsian bank

Being solvent

Facility conditions

Fee: in accordance with bank tariffs

Duration: maximum one year

Amount: Based on the customer's demand and utilization of resources.

Mozarebeh capital: equal to the value of goods, and acceptable costs including packaging, freight, insurance, storage, etc.

Collateral: as agreed by credit authorities

Required documents
A: Real entities

Application form containing the demanded amount and duration
Means of identification including birth certificate and national cards (original and copy)
Leasing contract for working place (in case it is rented) or a copy of ownership deed
Documents related to the collateral
Bank forms and questionnaires

B: Legal entities

Application form containing the demanded amount and duration
Article of association
Establishment and changes announcements
A copy of commercial card or business license
Means of identification for managers including birth certificate and national cards (original and copy)
Leasing contract for working place (in case it is rented) or a copy of ownership deed
Confirmed financial statements and the company balance sheet
Documents related to the collateral
Bank forms and questionnaires